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Built by Rwandans. For every member-driven organization.

We are a team of entrepreneurs, engineers, and operators from Rwanda building the operating system for the membership economy. Here's our story, our commitments, and how to reach us.

Our story

A mission shaped by cooperation.

We are a team of entrepreneurs, engineers, and operators from Rwanda — deeply familiar with the unique challenges and opportunities of managing member-driven organizations. We started with agricultural cooperatives because that's where the pain was sharpest. We've seen firsthand the transformative power of cooperation on rural livelihoods, and we've seen firsthand how paper books, fragmented spreadsheets, and informal record-keeping hold organizations back.

Driven by a belief in the power of community, we've embarked on a mission to harness technology to empower every organization built on membership. Cooperatives are our anchor — but the same problems show up in SACCOs, ikimina savings groups, professional associations, unions, alumni networks, chambers of commerce, religious organizations, and clubs. Our platform brings member management, contributions, payouts, accounting, lending, institutional savings, and compliance into one coherent system that works for all of them.

Meet the teamPartner with us →
The numbers

Proof, not promises.

COPA is a live, operational platform with measurable adoption — not a pilot, not a prototype. Here's where we are today.

Organizations on COPA
1,718+
cooperatives and organizations active on the platform — across FERWACOTHE, FUCORIRWA, IABIRWA, and direct channels.
Members on platform
317K+
members with verified digital profiles across Rwanda.
National reach
30
of 30 districts across Rwanda served.
Platform uptime
99.5%+
production uptime. Zero security incidents to date.
Voices from the ground

What members and managers report.

We built COPA in close partnership with the organizations and members it serves. Here's what some of them have to say.

“
The system is really helping us do our job efficiently. It helps us in collecting and updating the data of our cooperative — we update our records day after day with clear data.
Olive Nirere
Olive Nirere
Production Manager · CORIMAK
“
On my phone, when the money arrives, I immediately see a message. If I invested 200 kilos of rice, I immediately see the money equivalent. If they remove the cooperative contribution, I immediately see the contribution is gone.
Mukantore Marie Louise
Mukantore Marie Louise
Farmer · Cooperative Member
“
Using technology, the management of cooperatives is good. The cooperative properly protects the property of its members — the way of collecting shares, crops, and profiles. Any information we can find in technology.
Bugingo Jean de Dieu
Bugingo Jean de Dieu
Farmer · Cooperative Member
We partner with the best in Rwanda to drive measurable impact
RCA
Cooperative regulator
Irembo
Government payments gateway
BRD
Development bank
RSSB
EjoHeza pension aggregator
RISA
Digital infrastructure agency
Cenfri
Financial-inclusion research
RAB
Agricultural sector authority
Kitovu
Mobile-money payments rail
Comza
Digital lending partner
Join the network
See COPA in action for your organization

Banks, federations, and government agencies already build on COPA. Get a 30-minute walkthrough tailored to your sector — no slides, just the platform doing real work on your kind of data.

Request a demo →Call sales
Security & compliance

Trust that holds up on the record.

Not a prototype. Not a sandbox.

Rwanda-hosted
Sovereign-aligned infrastructure hosted within Rwanda
Encryption
TLS 1.3 in transit · AES-256 at rest · Ed25519 signing
Data Protection Law
Compliant with 2021 Rwanda Data Protection & Privacy Law
99.5%+ uptime
Live production platform · Zero security incidents to date
Common questions

The questions we get, answered.

The questions we hear most from organizations, federations, banks, and government partners. Something else on your mind? Reach out directly.

EligibilityI don't run a cooperative. Does COPA work for my organization?
Yes — almost certainly. COPA was built for cooperatives first, but the underlying platform works for any organization that tracks members, collects contributions or dues, runs payouts, and reports to a base. SACCOs, ikimina savings groups, VSLAs, professional associations, trade unions, alumni networks, chambers of commerce, religious organizations, sports clubs, and NGOs with membership structures all run on COPA. The core modules translate directly. Terminology and a few workflow specifics get configured to your organization type during onboarding.
OnboardingHow long does it take to onboard an organization to COPA?
Four weeks is our standard timeline for a full deployment — including data migration, training, configuration, and go-live. Smaller organizations with simple operations can be live in as little as two weeks. Larger organizations with complex structures may take six weeks. The first 90 days of support are included.
Member accessDo we need smartphones and internet for every member?
No. COPA is designed for the reality of rural Rwanda. Members access their data through whatever channel works — a smartphone app, a basic feature phone via USSD (*907#), or SMS notifications. Offices need internet for administrative operations, but field operations via CopaWeigh work offline and sync when connectivity returns.
SecurityIs our data safe? Who has access?
Your data is hosted on Rwanda-based infrastructure, encrypted in transit and at rest, and accessible only to staff you explicitly authorize with role-based permissions. Every access is logged. We comply with the 2021 Rwanda Data Protection Law.
FinanceCan members access loans through COPA?
Yes. COPA supports two lending models. Internal loans are issued from the organization's own funds through a built-in approval workflow. External loans come from partners like ComzAfrica and connected banks — underwriting is based on your verified contribution data, not traditional consumer credit scoring. Repayments are tracked automatically.
LanguagesWhat languages does COPA support?
The platform is fully available in Kinyarwanda, English, and French. SMS notifications and training materials are delivered in the member's preferred language. Customer support operates in all three.
FederationsWe're a federation — can we onboard all our member organizations at once?
Yes. This is one of our most common engagements. Federations like IABIRWA, FERWACOTHE, and FUCORIRWA use COPA to bring all member cooperatives onto one platform through a single contract. Federation leadership gets network-wide dashboards. Each individual organization gets its own private workspace within the platform.
IntegrationCan we integrate COPA with our existing systems?
Yes. COPA exposes both REST and GraphQL APIs for partner integrations. Banks, MFIs, government agencies, and enterprise partners can pull verified data — member records, contribution history, payout data — with proper authorization and audit logging. Custom integrations are scoped during your discovery call.
Data ownershipWhat happens to our data if we stop using COPA?
Your data is yours. At any point, you can export your full dataset in structured formats (Excel, CSV, JSON). If you decide to leave COPA, we provide a complete export package within 14 days and retain nothing. No lock-in.
Still curious how COPA would handle your case?

The fastest answer is a 30-minute live walkthrough on your own data. We'll show you the modules that matter for your sector and skip the rest.

Book a demo →
Get in touch

Let's build the rails together.

Whether you're a cooperative, SACCO, association, union, savings group, or any other member-driven organization looking to digitize — or an institution, bank, government agency, or development partner — we'd love to hear from you.

Phone
+250 781 502 961
Office
Norrsken House Kigali
1 KN 78 St, Nyarugenge, Kigali
Hours
Monday – Friday
08:00 – 18:00 CAT
One inbox, every conversation. Partnerships, press, careers, support — every inquiry comes through the form on the right. We route it internally and reply from the right person.