Trusted by 1,718+ organizations · 317K+ members · 30 districts

Financial infrastructure
for the membership economy.

Stop losing member trust. Whether you run a cooperative, SACCO, savings group, association, union, or any member-driven organization — COPA gives you one platform for managing members, collecting dues, running payouts, tracking contributions, and unlocking lending, savings, and compliance.

Start with COPA → Explore the platform

Or download the app

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1,718+

Organizations

317K+

Verified members

Districts in Rwanda

99.5%

Platform uptime

Trusted by national institutions, financial partners, and federations across sectors

NIDAData partner

RSSBEjoHeza aggregator

RRAEBM integrated

NCSAData controller

IremboPay

ComzAfrica

MTN MoMo

Airtel Money

IABIRWA

Norrsken House

How we build value

From digitization to a full financial marketplace.

COPA follows a four-stage thesis. We don't build another isolated feature — we build infrastructure that compounds in value the longer an organization uses it.

Stage 1 · Live today

Digitize

Replace paper books, spreadsheets, and WhatsApp with one platform. Members, contributions, payouts, and compliance — digital from day one.

Stage 2 · Live today

Integrate payments

Every transaction flows through integrated rails — mobile money, bank transfers, and IremboPay — with full audit trails and reconciliation.

Stage 3 · Expanding

Credit scoring

Turn verified production, contribution, and payment data into credit infrastructure for banks, microfinance institutions, and specialized lenders.

Stage 4 · Near future

Financial marketplace

A full financial marketplace — savings, lending, insurance, investment products — accessible to every member through COPA.

Products

Five products. One platform.

A coherent suite of products built for every channel your organization and members use.

See all products →

◈

COPA Platform

The web application that runs your organization — members, payments, accounting, compliance, and reporting in one place.

▫

COPA Mobile

iOS & Android apps for managers and members — with offline-tolerant field operations and SMS notifications.

⚖

CopaWeigh

Bluetooth smart scales with Ed25519-signed production records — tamper-proof data capture at the source.

Who we serve

Built for every member-driven organization.

Cooperatives are our anchor — 1,718 of them run on COPA today. But the same platform works for SACCOs, savings groups, associations, unions, alumni networks, and more.

Explore solutions →

◉

Cooperatives — every sector

Agricultural, trading, handicraft, transport, housing, worker, consumer, and multi-purpose cooperatives.

💰

SACCOs & financial cooperatives

Member accounts, loans, compliance — with BNR/AFR-compatible audit trails built in.

⚖

Associations, unions & more

Professional bodies, labor unions, chambers, alumni networks, religious organizations, and clubs.

In their words

Real organizations. Real members. Real change.

Read all stories →

The system is really helping us do our job efficiently. It helps us in collecting and updating the data of our cooperative — we update our records day after day with clear data.

Olive Nirere

Production Manager · CORIMAK

On my phone, when the money arrives, I immediately see a message. If I invested 200 kilos of rice, I immediately see the money equivalent. If they remove the cooperative contribution, I immediately see the contribution is gone.

Mukantore Marie Louise

Farmer · Cooperative Member

Using technology, the management of cooperatives is good. The cooperative properly protects the property of its members — the way of collecting shares, crops, and profiles.

Bugingo Jean de Dieu

Farmer · Cooperative Member

Ready when you are

Ready to join the membership economy?

Cooperative, SACCO, savings group, association, union, alumni network, religious organization, club — whatever you run, COPA is built to meet you where you are.

Book a demo → See pricing

Home›Products

Five products. One platform.

A coherent suite of products built for every channel your organization and members use — web, mobile, smart scales, feature-phone USSD, and developer APIs. Each one designed to work alone, perfect when used together.

◈

COPA Platform

The web application every organization runs on.

The core of COPA — a web platform where managers run every part of their organization. Members, contributions, payments, payroll, lending, institutional savings, accounting, tax compliance, and reporting — all in one integrated system.

Member management Payouts & payroll Accounting Lending RSSB & RRA NIDA-verified

Request a demo →

Active members2,847

Month payout poolRWF 42.3M

EjoHeza contributionsRWF 8.1M

Active loans147

Compliance statusAll clear

▫

COPA Mobile

Your organization, in your pocket.

Native iOS and Android apps for both managers on the move and members checking their own data. Member mode shows contributions, earnings, savings, and loans. Manager mode runs operations, approvals, and reporting.

iOS & Android Offline-tolerant Push + SMS Biometric login

Download on Google Play →

⚖

CopaWeigh

Tamper-proof production capture at the source.

A Bluetooth-connected smart scale integration for agricultural cooperatives. Every weigh is signed with Ed25519 cryptography and streams directly into COPA's production ledger. No paper slips, no mistakes, no manipulation.

Bluetooth scales Ed25519 signing Offline capture Real-time sync

Learn about CopaWeigh →

📱

COPA USSD

Access from any phone.

Dial *907# from any phone — smartphone or feature phone — to check contributions, earnings, balances, and apply for loans. No internet required.

*907# Any carrier No internet

Dial *907# →

◉

Staff Portal

For COPA partners & federations.

A dedicated portal for federation leadership, development partners, and COPA staff — managing multiple organizations from one view with consolidated reporting.

Multi-org Consolidated view Role-based

Request access →

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Developer APIs

Build on the membership economy.

REST and GraphQL APIs let banks, MFIs, government agencies, and partners integrate directly — with webhook-driven events, OAuth 2.0 security, and full audit logging.

REST & GraphQL Webhooks OAuth 2.0

Read the docs →

Platform capabilities

Everything your organization needs. Nothing it doesn't.

Sixteen capability areas come standard with COPA — from identity and production to lending and compliance. Activate what you need now. Grow into the rest.

◉

Member management

Digital member profiles with NIDA-verified identity, family trees, and role-based access.

◎

Production tracking

Per-farmer, per-plot, per-season records tied to verified identity via CopaWeigh.

◈

Payouts & payroll

Automated calculations with PAYE, RSSB, and statutory contributions handled natively.

◆

Accounting

Double-entry accounting with IFRS-compatible reports. Replace QuickBooks, Sage, or spreadsheets.

▣

Lending

Internal loans from cooperative funds or external loans from partners like ComzAfrica.

◊

Institutional savings

EjoHeza pension aggregation, member savings, and institutional reserves.

◇

Mobile money rails

MTN MoMo, Airtel Money, IremboPay — disburse and collect across any channel.

▤

Bulk SMS

Organization-wide or targeted SMS — payouts, dues, announcements, all tracked.

◐

RRA tax compliance

Automated X and Z report filing to Rwanda Revenue Authority EBM, daily.

◑

RSSB pension

Official EjoHeza aggregator — member pension savings aggregated and reported.

▥

HR & payroll

Staff management, attendance, leave, and payroll for cooperative employees.

▦

Procurement

Input financing, supplier management, and inventory tracking for cooperative operations.

⊡

Governance

General assembly records, board minutes, resolutions — full institutional audit trail.

⊞

Reporting

RCA, BNR, sector regulators, and donor reports — generated with one click.

⊕

Data exports

Excel, CSV, JSON, or direct API access. Your data, your choice.

⊘

Audit trail

Immutable logs of every transaction, every access, every change — forever.

Getting started

From paper books to production-grade in four weeks.

We've onboarded organizations with 200 members and organizations with 7,000. The pattern is the same — a structured four-step deployment that gets you live without disrupting operations.

Discovery & sign-up

Book a discovery call. We review your organization's structure, member base, operations, and compliance requirements. You choose a plan and sign a service agreement.

Week 1 · ~3 hours of your time

Data migration

Our team imports your members, divisions, products, contracts, and historical records from whatever source — spreadsheets, paper, or another system. Every member gets NIDA-verified identity.

Weeks 1–2 · We handle the heavy lifting

Training & configuration

Your managers and staff go through hands-on training — in Kinyarwanda, English, or French. We configure payouts, payroll rules, compliance reports, and integrations to your operational model.

Weeks 2–3 · Tailored to your team

Go live & scale

You start recording contributions, running payouts, and generating reports on COPA. Our support team is on standby for the first 90 days. After that, you're running on operational infrastructure.

Week 4+ · 90 days of guided support included

The difference

What changes when you run on COPA.

Before COPA

Paper books & spreadsheets

×Member records in notebooks — lost when pages tear or water damage hits
×Payouts calculated by hand — arithmetic errors, disputes, and mistrust
×Contributions tracked on loose paper — easy to falsify
×Financial reports take days to compile — auditors flag inconsistencies
×No audit trail — embezzlement goes undetected until too late
×Members kept in the dark — trust erodes, participation falls
×Tax compliance missed — penalties mount, RSSB contributions lapse
×No access to credit — banks can't underwrite what they can't see

With COPA

One integrated platform

✓Every member has a verified digital profile tied to their national ID
✓Payouts auto-calculated with PAYE, RSSB, and bonuses. One click to disburse
✓Contributions captured at the source. Tamper-proof records. Real-time totals
✓Financial reports generated on demand. Regulator-ready. Audit-grade
✓Immutable audit trail on every transaction, payout, and governance event
✓Members see their data in real time via mobile app, SMS, or USSD
✓Daily RRA reports filed automatically. RSSB contributions aggregated
✓Verified data unlocks credit — loans from ComzAfrica, banks, and MFIs

See it live

Ready to see COPA in action?

We'll walk you through every product, show you a live deployment, and answer every question your team has.

Book a demo → See pricing

Home›Solutions

Built for every member-driven organization.

Cooperatives are our anchor — 1,718 of them run on COPA today. But the same platform works for SACCOs, ikimina, associations, unions, alumni networks, religious organizations, and every kind of member-driven entity. Here's who runs on COPA.

By organization type

The membership economy at scale.

Nine organization types. One platform. Member management, contributions, payouts, and compliance — configured to your sector and regulatory environment.

◉

Cooperatives — every sector

Agricultural, trading, handicraft, service, transport, housing, worker, consumer, mining, fishing, and multi-purpose cooperatives all run on COPA. Member management, production or sales tracking, payouts, and compliance — configured to your sector.

Flagships: CORIMAK · COTHEGAB · Coopthe Mwaga · IABIRWA · FERWACOTHE · FUCORIRWA

💰

SACCOs & financial cooperatives

Savings and Credit Cooperatives use COPA for member accounts, loan management, compliance reporting, and integrations with banks and MFIs. Full BNR/AFR-compatible audit trails.

Compatible with Umurenge SACCOs, U-SACCOs, and FSCs

🤝

Ikimina & savings groups

Rotating savings and credit associations (tontines, VSLAs, Ikimina) track contributions, payouts, meeting attendance, and group loans — moving from paper notebooks to verified digital records.

VSLAs · Tontines · Rotating savings · Group savings clubs

⚖

Professional associations

Bar associations, accountants' institutes, medical councils, engineering bodies, and industry associations use COPA for membership rolls, dues collection, CPD tracking, and certification records.

ICPAR · Rwanda Bar Association · Engineering Institute · Medical Council

🛠

Trade unions & labor federations

Unions and labor federations manage member dues, strike funds, benefits administration, welfare payouts, and collective bargaining records on a single secure platform.

CESTRAR · COTRAF · Sectoral unions · Labor federations

🏢

Chambers & business associations

Chambers of commerce, sector federations, and business associations use COPA for member directories, event registration, dues, networking, and digital membership cards.

Private Sector Federation chapters · Industry chambers · Export associations

🎓

Alumni networks

University and school alumni associations use COPA to maintain lifetime member records, run giving campaigns, organize chapters, and process event registrations.

University alumni · Secondary school associations · Fellowship networks

⛪

Religious organizations

Parishes, congregations, mosques, and faith-based organizations manage membership, tithing, contributions, youth groups, and charitable distributions on COPA.

Parish registers · Congregation records · Faith-based NGOs

⚽

Clubs & sports federations

Sports federations, country clubs, cultural associations, and recreational groups use COPA for member subscriptions, event fees, team rosters, and activity tracking.

Sports federations · Cultural associations · Country clubs · Youth groups

By role

Built for everyone in the membership economy.

Whether you manage an organization, belong to one, lend to one, regulate one, or support many — COPA has something for you.

Organizations

Members

Banks & Lenders

Government & Regulators

Federations & Partners

For organizations

Run your organization like the modern institution it is.

Replace paper books, fragmented spreadsheets, and WhatsApp-based coordination with one integrated platform that grows with you — whether you're a cooperative, SACCO, savings group, association, union, or any member-driven entity.

From a 200-member ikimina to a 7,000-farmer tea cooperative to a professional association with national reach — COPA gives your leadership everything needed to run daily operations, stay compliant, pay members accurately and on time, and give your board the financial visibility to govern well.

✓Onboard members in bulk with NIDA-verified identities — works for coop members, SACCO savers, association members, union members, or any roster.
✓Capture production, contributions, dues, or shares in real time — whether via Bluetooth scales, mobile, SMS, or direct entry.
✓Calculate payouts, dividends, benefits, or disbursements automatically — with PAYE, RSSB, and statutory contributions handled natively.
✓Issue loans from your own funds or connect members to external lenders with full approval workflow and SMS repayment tracking.
✓Generate regulator-compliant reports for RCA, BNR, RRA, sector authorities, and your funders in one click.

For members

Your organization, in your pocket.

Check contributions, see what you're owed, track your savings, and access financial services — from your phone, from USSD, or from a web dashboard.

COPA puts every member in direct contact with their own data for the first time. Farmer checking production. SACCO saver checking interest. Association member checking dues status. Union member checking benefits. No more guessing, no more paperwork, no more wondering.

✓Check your contributions, production deliveries, dues, or earnings in real time via mobile app or USSD.
✓View your full EjoHeza pension savings history and contribution summary directly from your phone.
✓Receive SMS notifications for payouts, dues, loan repayments, and organization announcements.
✓Apply for loans backed by your contribution history — approvals based on data you already generate.
✓Access COPA from any phone via *907#. No smartphone required.

For banks, MFIs, and lenders

A distribution network with verified borrowers.

Reach hundreds of thousands of KYC-verified members across cooperatives, SACCOs, and associations — with contribution data, repayment capacity, and institutional trust already in place.

Traditional lending in Africa struggles with one problem: you can't underwrite a borrower you can't verify, deliver to, or collect from. COPA solves all three. Every member has a verified identity via NIDA. Every loan disbursement flows through mobile money rails we already operate. Every repayment is tracked against verified contribution and payout data.

✓Distribute loans through a live network of 1,718+ organizations serving 317K+ verified members across 30 districts.
✓Underwrite using production, contribution, and organization-level social collateral — not just consumer credit scoring.
✓Disburse via mobile money and bank rails already integrated into COPA — same-day origination.
✓Collect repayments directly from member payouts or dues with webhook-based tracking and audit trail.
✓Partner with COPA through white-label embedded lending or direct API integration.

For government and regulators

Digital public infrastructure for the membership economy.

A regulator-aligned data controller with verified compliance, formal agreements with national systems, and Rwanda-hosted infrastructure.

COPA operates as a private platform integrated into national digital public infrastructure — serving as a channel between government systems and the membership economy at scale. The ICT ministry's endorsement, the NIDA data-sharing agreement, the NCSA data controller registration, and the official RSSB aggregator status reflect a deliberate commitment to sovereign-aligned, compliance-native operation.

✓Registered Data Controller with the National Cyber Security Authority (#001/1935/0825).
✓Formal data-sharing agreement with NIDA for member identity verification.
✓Official RSSB aggregator status for EjoHeza pension savings, with ministerial endorsement.
✓Daily X and Z tax reports filed automatically to RRA EBM from every registered organization.
✓Rwanda-hosted infrastructure and a reporting layer designed for ministry-level visibility across the sector.

For federations and development partners

Digitize entire networks at once.

Onboard every organization in your federation, union, or program through a single contract. Get institution-wide visibility. Run compliance, reporting, and funding programs at scale.

Federations like IABIRWA, FERWACOTHE, and FUCORIRWA use COPA to bring all their member cooperatives onto a single digital platform. The same model works for labor federations, professional bodies, and chamber networks. Development partners use COPA as implementation infrastructure for member digitization, climate adaptation, and financial inclusion programs.

✓Federation-wide contracts onboard entire networks — cooperatives, SACCOs, unions, or associations — in a single engagement.
✓Federation-level dashboards give leadership real-time visibility into every member organization's performance.
✓Program-specific modules support donor-funded initiatives — digitization, lending, input financing, climate programs.
✓Structured data exports for reporting to funders, ministries, and international bodies.
✓Co-designed deployments — we work with your team to meet your federation's specific operational needs.

Ready when you are

Whatever you run, we're built for you.

Tell us about your organization — cooperative, SACCO, savings group, association, union, or anything else — and we'll show you how COPA fits.

Book a demo → See pricing

Home›Pricing

Simple, transparent pricing.

Three tiers built for organizations of every size. Start free with COPA Lite. Upgrade to Standard or Pro as you grow. No setup fees. No long-term contracts. Federations and multi-org deployments get volume pricing.

Starter

COPA Lite

Free

For small organizations that want to try COPA without upfront investment. Core member management, always free.

✓Up to 100 members
✓Digital member register
✓Basic contributions tracking
✓SMS notifications (limited)
✓Mobile app access
✓USSD *907# access
×Advanced accounting
×Payouts & payroll
×Lending modules
×Priority support

Get started free

Frequently asked about cost.

How does the per-member pricing work?

On Standard and Pro tiers, you pay a monthly base fee (29,000 or 39,000 RWF) plus 100 RWF per active member per month. A cooperative with 500 members on the Standard tier pays 29,000 + (500 × 100) = 79,000 RWF/month. Inactive members (not logged in or transacted for 6+ months) don't count toward the active member fee.

Are there setup or onboarding fees?

No. The base monthly fee includes everything — data migration, configuration, training, and the first 90 days of guided support. We don't nickel-and-dime during onboarding.

Is there a long-term contract?

No. COPA is month-to-month. You can upgrade, downgrade, or cancel at any time. We'll provide a complete export of your data within 14 days of cancellation.

Do federations get volume pricing?

Yes. Federations onboarding 10+ cooperatives, SACCO networks, or multi-org programs get meaningful volume discounts. Contact sales for a federation-wide quote.

Who pays the per-member fee — the organization or the members?

The organization. Members never pay to use COPA. The 100 RWF per active member per month is paid by the cooperative, SACCO, or association itself — typically out of operational funds, subscription income, or cross-subsidized by transaction revenue.

What currencies do you accept?

Rwandan Francs (RWF) primarily. International partners can pay in USD via wire transfer. We do not currently accept credit cards — payments are via bank transfer or mobile money (MoMo, Airtel Money).

What about the transaction fees?

Transaction fees only apply when you actively use specific services. For payment processing via COPA, we charge 0.5–1%. For external loans we originate through partners like ComzAfrica, we earn 5–15% revenue share (paid by the lender, not your organization). If you run everything internally — internal savings, internal lending — there are no transaction fees beyond your base tier.

No credit card required

Start with COPA Lite today.

Or book a demo and we'll walk you through the right tier for your organization's size and complexity.

Get started free → Talk to sales

Home›Company

Built by Rwandans. For every member-driven organization.

We are a team of entrepreneurs, engineers, and operators from Rwanda building the operating system for the membership economy. Here's our story, our commitments, and how to reach us.

Our story

A mission shaped by cooperation.

We are a team of entrepreneurs, engineers, and operators from Rwanda — deeply familiar with the unique challenges and opportunities of managing member-driven organizations. We started with agricultural cooperatives because that's where the pain was sharpest. We've seen firsthand the transformative power of cooperation on rural livelihoods, and we've seen firsthand how paper books, fragmented spreadsheets, and informal record-keeping hold organizations back.

Driven by a belief in the power of community, we've embarked on a mission to harness technology to empower every organization built on membership. Cooperatives are our anchor — but the same problems show up in SACCOs, ikimina savings groups, professional associations, unions, alumni networks, chambers of commerce, religious organizations, and clubs. Our platform brings member management, contributions, payouts, accounting, lending, institutional savings, and compliance into one coherent system that works for all of them.

We are Alibaba eFounders Fellowship alumni (Class #1 Africa) and 250 STARTUPS graduates, supported by RISA, ICT Chamber, and the Government of Rwanda. We operate from Norrsken House Kigali, a short walk from the cooperatives, ministries, and partners we serve every day.

Meet the team Partner with us →

The numbers

Proof, not promises.

COPA is a live, operational platform with measurable adoption — not a pilot, not a prototype. Here's where we are today.

Organizations on COPA

1,718+

cooperatives and organizations active on the platform — across FERWACOTHE, FUCORIRWA, IABIRWA, and direct channels.

Members digitized

21,254

farmers digitized across tea, rice, Irish potato, and dairy — 425% of Year 1 target.

Members on platform

317K+

members with verified digital profiles across Rwanda.

National reach

of 30 districts across Rwanda served.

Platform uptime

99.5%+

production uptime. Zero security incidents to date.

Monthly recurring revenue

2.7M+

RWF MRR — real paying customers, growing month-over-month.

Voices from the ground

Real organizations. Real members. Real change.

We built COPA in close partnership with the organizations and members it serves. Here's what some of them have to say.

The system is really helping us do our job efficiently. It helps us in collecting and updating the data of our cooperative — we update our records day after day with clear data.

Olive Nirere

Production Manager · CORIMAK

On my phone, when the money arrives, I immediately see a message. If I invested 200 kilos of rice, I immediately see the money equivalent. If they remove the cooperative contribution, I immediately see the contribution is gone.

Mukantore Marie Louise

Farmer · Cooperative Member

Using technology, the management of cooperatives is good. The cooperative properly protects the property of its members — the way of collecting shares, crops, and profiles. Any information we can find in technology.

Bugingo Jean de Dieu

Farmer · Cooperative Member

We partner with the best in Rwanda to drive measurable impact

RCA

RISA

RAB

MINICT

MINICOM

ICT Chamber

Cenfri

BDF

Norrsken

250 STARTUPS

Alibaba eFounders

Security & compliance

Trust built on record.

Not a prototype. Not a sandbox. COPA is a registered data controller with formal agreements across national infrastructure.

🛡

NCSA Data Controller

Registration #001/1935/0825 · Valid Aug 2025 – Aug 2027

🆔

NIDA agreement

Formal data-sharing agreement for member identity verification

💼

RSSB aggregator

Official EjoHeza aggregator status with ministerial endorsement

📊

RRA EBM integrated

Daily X & Z tax reports filed automatically

🇷🇼

Rwanda-hosted

Sovereign-aligned infrastructure hosted within Rwanda

🔐

Encryption

TLS 1.3 in transit · AES-256 at rest · Ed25519 signing

📜

Data Protection Law

Compliant with 2021 Rwanda Data Protection & Privacy Law

⏱

99.5%+ uptime

Live production platform · Zero security incidents to date

Common questions

You have questions. We have answers.

The questions we hear most from organizations, federations, banks, and government partners. Something else on your mind? Reach out directly.

I don't run a cooperative. Does COPA work for my organization?

Yes — almost certainly. COPA was built for cooperatives first, but the underlying platform works for any organization that tracks members, collects contributions or dues, runs payouts, and reports to a base. SACCOs, ikimina savings groups, VSLAs, professional associations, trade unions, alumni networks, chambers of commerce, religious organizations, sports clubs, and NGOs with membership structures all run on COPA. The core modules translate directly. Terminology and a few workflow specifics get configured to your organization type during onboarding.

How long does it take to onboard an organization to COPA?

Four weeks is our standard timeline for a full deployment — including data migration, training, configuration, and go-live. Smaller organizations with simple operations can be live in as little as two weeks. Larger organizations with complex structures may take six weeks. The first 90 days of support are included.

Do we need smartphones and internet for every member?

No. COPA is designed for the reality of rural Rwanda. Members access their data through whatever channel works — a smartphone app, a basic feature phone via USSD (*907#), or SMS notifications. Offices need internet for administrative operations, but field operations via CopaWeigh work offline and sync when connectivity returns.

Is our data safe? Who has access?

COPA is a registered Data Controller with the National Cyber Security Authority (#001/1935/0825). Your data is hosted on Rwanda-based infrastructure, encrypted in transit and at rest, and accessible only to staff you explicitly authorize with role-based permissions. Every access is logged. We comply with the 2021 Rwanda Data Protection Law and operate under formal data-sharing agreements with NIDA.

Can members access loans through COPA?

Yes. COPA supports two lending models. Internal loans are issued from the organization's own funds through a built-in approval workflow. External loans come from partners like ComzAfrica and connected banks — underwriting is based on your verified contribution data, not traditional consumer credit scoring. Repayments are tracked automatically.

What languages does COPA support?

The platform is fully available in Kinyarwanda, English, and French. SMS notifications and training materials are delivered in the member's preferred language. Customer support operates in all three.

We're a federation — can we onboard all our member organizations at once?

Yes. This is one of our most common engagements. Federations like IABIRWA, FERWACOTHE, and FUCORIRWA use COPA to bring all member cooperatives onto one platform through a single contract. Federation leadership gets network-wide dashboards. Each individual organization gets its own private workspace within the platform.

Can we integrate COPA with our existing systems?

Yes. COPA exposes both REST and GraphQL APIs for partner integrations. Banks, MFIs, government agencies, and enterprise partners can pull verified data — member records, contribution history, payout data — with proper authorization and audit logging. Custom integrations are scoped during your discovery call.

What happens to our data if we stop using COPA?

Your data is yours. At any point, you can export your full dataset in structured formats (Excel, CSV, JSON). If you decide to leave COPA, we provide a complete export package within 14 days and retain nothing. No lock-in.

Get in touch

Let's build together.

Whether you're a cooperative, SACCO, association, union, savings group, or any other member-driven organization looking to digitize — or an institution, bank, government agency, or development partner — we'd love to hear from you.

info@copa.rw

Phone

+250 736 868 293

Office

Norrsken House Kigali
1 KN 78 St, Nyarugenge, Kigali

Hours

Monday – Friday
08:00 – 18:00 CAT

Financial infrastructure for the membership economy.

From digitization to a full financial marketplace.

Five products. One platform.

Built for every member-driven organization.

Real organizations. Real members. Real change.

Ready to join the membership economy?

Five products. One platform.

The web application every organization runs on.

Your organization, in your pocket.

Tamper-proof production capture at the source.

Access from any phone.

For COPA partners & federations.

Build on the membership economy.

Everything your organization needs. Nothing it doesn't.

From paper books to production-grade in four weeks.

Discovery & sign-up

Data migration

Training & configuration

Go live & scale

What changes when you run on COPA.

Paper books & spreadsheets

One integrated platform

Ready to see COPA in action?

Built for every member-driven organization.

The membership economy at scale.

Cooperatives — every sector

SACCOs & financial cooperatives

Ikimina & savings groups

Professional associations

Trade unions & labor federations

Chambers & business associations

Alumni networks

Religious organizations

Clubs & sports federations

Built for everyone in the membership economy.

Run your organization like the modern institution it is.

Your organization, in your pocket.

A distribution network with verified borrowers.

Digital public infrastructure for the membership economy.

Digitize entire networks at once.

Whatever you run, we're built for you.

Simple, transparent pricing.

Frequently asked about cost.

Start with COPA Lite today.

Built by Rwandans. For every member-driven organization.

A mission shaped by cooperation.

Proof, not promises.

Real organizations. Real members. Real change.

Trust built on record.

You have questions. We have answers.

Let's build together.

Financial infrastructure
for the membership economy.