Five products, one system of record.
Web, mobile, connected scales, feature-phone USSD and developer APIs — five channels a cooperative and its members already use, all writing to the same ledger. Each stands alone; together they close the loop from field to payout.
The web application every organization runs on.
The core of COPA — a web platform where managers run every part of their organization. Members, contributions, payments, payroll, lending, institutional savings, accounting, tax compliance, and reporting — all in one integrated system.
Your organization, in your pocket.
Native iOS and Android apps for both managers on the move and members checking their own data. Member mode shows contributions, earnings, savings, and loans. Manager mode runs operations, approvals, and reporting.
Tamper-proof production capture at the source.
A Bluetooth-connected smart scale integration for agricultural cooperatives. Every weigh is signed with Ed25519 cryptography and streams directly into COPA's production ledger. No paper slips, no mistakes, no manipulation.
Access from any phone.
Dial *907# from any phone — smartphone or feature phone — to check savings, payouts, production data, expenses, and request a loan. No internet required.
Build on the membership economy.
REST and GraphQL APIs let banks, MFIs, government agencies, and partners integrate directly — with webhook-driven events, OAuth 2.0 security, and full audit logging.
One console for the whole cooperative.
From members and savings to inventory, payouts, and reports — every screen is built for the cooperative manager who wants to see everything at a glance.
Every role, one mobile binary.
Sign in with phone number. Track members. Approve loans. Send SMS — same Android & iOS binary, every role.
Sixteen capability areas, standard.
Sixteen capability areas come standard with COPA — from identity and production to lending and compliance. Activate what you need now. Grow into the rest.
Live in four weeks, without disrupting operations.
We've onboarded organizations with 200 members and organizations with 7,000. The pattern is the same — a structured four-step deployment that gets you live without disrupting operations.
Discovery & sign-up
Book a discovery call. We review your organization's structure, member base, operations, and compliance requirements. You choose a plan and sign a service agreement.
Data migration
Our team imports your members, divisions, products, contracts, and historical records from whatever source — spreadsheets, paper, or another system. Every member gets NIDA-verified identity.
Training & configuration
Your managers and staff go through hands-on training — in Kinyarwanda, English, or French. We configure payouts, payroll rules, compliance reports, and integrations to your operational model.
Go live & scale
You start recording contributions, running payouts, and generating reports on COPA. Our support team is on standby for the first 90 days. After that, you're running on operational infrastructure.
What changes when you run on COPA.
Paper books & spreadsheets
- ×Member records in notebooks — lost when pages tear or water damage hits
- ×Payouts calculated by hand — arithmetic errors, disputes, and mistrust
- ×Contributions tracked on loose paper — easy to falsify
- ×Financial reports take days to compile — auditors flag inconsistencies
- ×No audit trail — embezzlement goes undetected until too late
- ×Members kept in the dark — trust erodes, participation falls
- ×Tax compliance missed — penalties mount, RSSB contributions lapse
- ×No access to credit — banks can't underwrite what they can't see
One integrated platform
- ✓Every member has a verified digital profile tied to their national ID
- ✓Payouts auto-calculated with PAYE, RSSB, and bonuses. One click to disburse
- ✓Contributions captured at the source. Tamper-proof records. Real-time totals
- ✓Financial reports generated on demand. Regulator-ready. Audit-grade
- ✓Immutable audit trail on every transaction, payout, and governance event
- ✓Members see their data in real time via mobile app, SMS, or USSD
- ✓Daily RRA reports filed automatically. RSSB contributions aggregated
- ✓Verified data unlocks credit — loans from ComzAfrica, banks, and MFIs
See COPA run on your cooperative's data.
We'll walk you through every product, show you a live deployment, and answer every question your team has.